About the Event
KBRA's Consumer ABS Breakfast Briefing: Credit Fundamentals Across ABS
April 14, 2026 | 8:00 AM - 11:30 AM EST
New York, NY
KBRA is pleased to host a Consumer ABS Breakfast Briefing on April 14 in New York City, bringing together issuers, investors, and other market participants for a focused discussion on key trends shaping today’s U.S. consumer and small business securitization landscape. The program will feature perspectives from KBRA Consumer ABS Leadership alongside leading industry experts, offering timely insight on trends in Auto ABS, Small Business ABS, and Unsecured Consumer ABS. Against a backdrop of moderating economic growth, evolving underwriting standards, and shifting consumer behavior, panelists will discuss issuance trends, collateral performance, credit fundamentals, and emerging areas of divergence across consumer and small business collateral.
Where
Ease 605
605 3rd Ave 7th Floor, New York, NY 10158
*RSVP by April 7, 2026.
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Agenda
8:00-8:45 AM EST
Breakfast & Conference Registration
Agenda is subject to change.
8:45-9:00 AM EST
Opening Remarks
Speakers
Jack Kahan, Senior Managing Director, Global Head of ABS & RMBS, KBRA
Rosemary Kelley, Senior Managing Director, Business Development, KBRA
Rosemary Kelley, Senior Managing Director, Business Development, KBRA
9:00-9:45 AM EST
Auto ABS — Navigating Normalization and Origination Trends
- Overview of the current U.S. Auto ABS market, including key issuance trends and investor demand
- Consumer credit performance and evolving underwriting standards across the sector
- Emerging divergence between prime and non-prime collateral performance
- Broader macro factors impacting the sector, including labor market conditions and shifting consumer behavior
Moderator
Rahel Avigdor, Managing Director, ABS, KBRA
Panelists
Theresa O'Neill, Managing Director, BofA
Bithun John, Managing Director, Capital Markets, JPM
Michael Polvere, Director, ABS, KBRA
Brock Wolf, Head of Securitized Products Group, Truist
Bithun John, Managing Director, Capital Markets, JPM
Michael Polvere, Director, ABS, KBRA
Brock Wolf, Head of Securitized Products Group, Truist
9:45-10:30AM EST
Small Business ABS — An Evolving Asset Class in Focus
- Borrower and product dynamics
- Market growth and credit
- ABS and capital markets
- Regulation and outlook
Moderator
Max Berger, Senior Director, ABS, KBRA
Panelists
Naren Nayak, SVP & Treasurer, Credibly
Anthony Rose, Chief Financial Officer, Kapitus
Ken Martens, Managing Director, ABS, KBRA
Anthony Rose, Chief Financial Officer, Kapitus
Ken Martens, Managing Director, ABS, KBRA
10:30-10:45 AM EST
Networking Break
10:45-11:30 AM EST
Unsecured Consumer ABS — Credit Discipline in a Shifting Cycle
- Issuance trends and market conditions
- Origination growth vs. underwriting discipline
- Collateral and transaction performance trends
- Investing considerations
Moderator
Melvin Zhou, Managing Director, ABS, KBRA
Panelists
Noah Cooper, Chief Investment Officer, Head of Capital Solutions Group, Cross River
Zarif Ahmed, Director, ABS, KBRA
Sahil Chandiramani, Head of Capital Markets, Pagaya
Ken Szal, Senior Director, Portfolio Strategist, SLC Management
Zarif Ahmed, Director, ABS, KBRA
Sahil Chandiramani, Head of Capital Markets, Pagaya
Ken Szal, Senior Director, Portfolio Strategist, SLC Management
11:30 AM EST
Event Concludes
KBRA Speakers
Zarif Ahmed
Director
ABS
Rahel Avigdor
Managing Director
ABS
Maxim Berger
Senior Director
ABS
Jack Kahan
Senior Managing Director
Global Head of ABS & RMBS
Ken Martens
Managing Director
ABS
Michael Polvere
Director
ABS
Melvin Zhou
Managing Director
ABS
KBRA Business Development
KBRA's Consumer ABS Breakfast Briefing: Credit Fundamentals Across ABS
April 14, 2026 |New York, NY
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